Which investments are still worthwhile, despite low interest rates? It is clear that the times have changed. Certainties that still were a few decades ago, are canceled in globally networked societies and economies. A lot more parameters than before now have influence on the development of an investment. But what worthwhile investment there at all?
Which investments are still worthwhile, despite low interest rates. The Chancellor ret. Helmut Schmidt remarked recently in a television interview with "People and Politics" his concern for the world expressed. While there go their economically better than it was 50 or 100 years ago, but he made a lot of mistakes made. One of these mistakes is certainly those economic which has led to the fatal situation for savers around the globe.
A worthwhile investment is no longer as easy to find as a few decades ago, as savers invested their money en masse in the so-called federal savings bonds. Especially in economically prosperous periods as these are riskier forms of investment a worthwhile investment.
Stocks and funds
The low interest rates of the various central banks around the world are pushing investors worldwide from checking and savings accounts into stocks. In fact, throw shares and funds - at least from a long-term perspective is more profitable. Funds are particularly recommended for those investors who do not want to follow the price of a stock or news about a particular company every day or can. You should, however, inform in advance thoroughly, in which funds can invest without too much risk.
The real estate market is booming. Many believe that "concrete gold" for the best asset class. And indeed, in some areas there may be worth quite to purchase real estate. This is particularly true in an attractive and sought-after districts in large cities, such as Cologne or Frankfurt. Yet it is important to explore here and in advance to carry out a site survey.
The relatively new and somewhat riskier form of investment of the Crowd investings has established itself in recent years as a worthwhile investment, more and more. Here people can sometimes even relatively small amounts investments in start-ups - small businesses - purchase. These companies are usually too small to be listed on exchanges, but sometimes offer considerable growth potential. To take full advantage of this potential, it is important that companies obtain start-up funding that they do not get due to the higher risk often from banks.
Overall, it should be noted that open up investors in the bottom line a multitude many opportunities for a rewarding investment. As before, however is that it should be the most important, not to lose capital. Investments must be conceived as a worthwhile investment in the best way that risk diversification is included.